This insurance covers loss or damage to all or some of the insured items while in the insured property/housing and is a direct result of any of the following risks:

• Fire and explosion.
• Earthquakes, storms, winds and floods.
• Leakage of water from pipes and water tanks due to accidental or deliberate intent of non-family members or servants.
• The act of non-family members, including theft.
• Accidental loss due to damage to gas pipes – Electrical cables extending between the building and the main source.
• Repayment of the value of rent within 10% of the insurance amount and up to a maximum of 3 months in case of occupying alternative housing.